A Reddit user got a credit card with a balance transfer offer. The Redditor has a 0% promotional rate for 10-months. Balance transfer offers can be a great way to pay off debt but you need to shop ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

A balance transfer credit card could offer you a chance to pay less interest while paying off – or at least reducing – your balance. If you move your account balances to the card and pay it off during ...

Balance transfers can be a strategic tool for reducing credit card debt, offering a way to save on interest payments by moving balances to a card with a lower rate. However, the decision to pay a ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

Moving debt to a lower-interest card can buy you time and money. Used casually, it can also keep you stuck in a loop of ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But unfortunately, the breathing room offered by a balance transfer ...

Credit card balance transfers can be a smart way to reduce your credit card monthly payments or, in some cases, pay off what you owe entirely. The fee you'll pay to transfer your balance — which ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

Let's be clear right up front: balance transfer fees usually pay for themselves. If you're carrying high-interest credit card debt, a balance transfer card with a 0% intro APR is definitely worth ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.