Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

Discover how money market interest rates are set, why they can offer higher returns than savings accounts, and what factors ...