Asset allocation is a way for investors to meet their financial objectives while keeping their risk in check and ensuring they remain on the right path to reach their goals. While there are many ...
Target-date strategies continue to be the go-to retirement savings vehicle for US workers, with over $4 trillion in assets invested in these investments at the end of 2024. That’s larger than all but ...
Retirement planning boils down to one goal: not running out of money before kicking the bucket. Unfortunately, workers go into retirement without many of the facts. They don’t know how long they’ll ...
A secure and satisfying retirement fund is built on two pillars. The first pillar—asset accumulation—typically gets the most attention from retirement savers, who start building that pillar as early ...
Extended exit age and lower annuitisation improve flexibility but demand disciplined asset allocation and rebalancing.Higher ...
SIPs work best when aligned with clearly defined, inflation-adjusted goals—not as a standalone habit.Long-term retirement needs demand diversification beyond mutual funds, including NPS and EPF.Asset ...