All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

The interest rate on your credit card determines how much you’ll pay if you carry a balance. Interest rates vary across different types of cards, but your credit score is a major factor in setting ...

These three cards offer a long 0% intro APR period for balance transfers, perfect for building a clear debt payoff plan for ...

Earn a massive welcome bonus, get a year of interest-free purchases, and rack up high rewards on everyday business expenses.

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...