One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

Personal loans and credit cards both allow you to borrow money, whether for a large purchase that you do not want to pay for all at once or an emergency expense. But beyond their broad usability, ...

The holidays may be over but your budget could still be carrying the weight of all that spending. In fact, according to a ...

You can make purchases like you would with a normal credit card, except this one lets you pay off the balance in equal monthly installments at a fixed rate. It earns ...

Life doesn't always go according to plan, and that applies to finances too. For many Americans, unexpected medical bills or simply the accumulated weight of high-interest debt can create financial ...

Even when you never miss a payment, carrying unpaid credit card balances month after month can reduce how much home loan a ...

It's that time of year when credit-card balances start climbing. Here are some tips for managing and paying off your debt in ...