After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

Credit counseling provides education to help eliminate your debt with better money management. Credit counselors help craft a monthly budget, outline action steps that’ll improve your credit profile ...

Many Americans—about half—carry credit card debt from month to month, and about 53 percent of them have been in debt for more than a year, according to a survey by Bankrate.com. Households with credit ...

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Consumer credit counseling services are designed to help ...

American Consumer Credit Counseling (ACCC) is a nonprofit organization that provides credit counseling and debt management services to consumers nationwide. It also offers specialized counseling for ...

Credit counseling is a way to help those overwhelmed by debt or unable to manage their expenses. In credit counseling, you’ll work with a credit counselor to review your finances and find out what you ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

This profile has not been claimed by the company. See reviews below to learn more or submit your own review. Based in California, DebtWave is a nonprofit and accredited consumer credit counseling ...

Katie covered all things how-to at CNET, with a focus on Social Security and notable events. When she's not writing, she enjoys playing in golf scrambles, practicing yoga and spending time on the lake ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

Consumer credit counseling services are designed to help people get a better handle on their debt. These companies offer a variety of solutions, including credit and debt counseling, debt management ...