Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...
Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...
Open Banking, AI, Data and the Three-Legged Problem Of Credit (Foreword by Timothy Li, CEO, LendAPI)
As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, ...
A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...
Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...
Open Banking, AI, Data and the Three-Legged Problem Of Credit (Foreward by Timothy Li, CEO, LendAPI)
As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, ...
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