Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Credit deterioration seldom happens suddenly. The earliest signs of weakness emerge long before financial statements or ...

Credit-fund managers see lessons in recent turmoil as they enter the new year during a period of tightening spreads.

As a powerful force in the financial landscape, fintechs offer innovative technology solutions that cater to diverse consumer needs. To manage credit risk effectively, fintech lenders can adopt unique ...

Learn how the Advanced Internal Rating-Based (AIRB) approach helps financial institutions internally assess credit risk using ...

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

MSCI and Moody’s Corporation have partnered to launch an offering that assesses risks for private credit investments. The solution integrates MSCI private capital data with Moody’s EDF-X credit risk ...

Freddie Mac has reported that its Single-Family credit risk transfer (CRT) program issued nearly $5.1 billion in 2025, ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

MercadoLibre MELI enters 2026 with a credit profile that is materially exposed to borrower stress, funding cost swings and macro volatility, as lending expansion becomes the dominant driver of fintech ...

New European-wide prescriptive guidelines emphasizing the need for integrated credit risk management supported by data to go live in June 2021 ESG factors centre piece of the requirements as banks ...