High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

The average savings account yield is 0.63% as of Dec. 19, according to a Bankrate survey of 500 financial institutions. If ...

Thanks to compounding interest and historically higher interest rates than traditional savings accounts, a high-yield savings ...

Discover how money market interest rates are set, why they can offer higher returns than savings accounts, and what factors ...

The Openbank Savings account is an online high-yield savings option that has no monthly fees. You can access banking features, including checking your balance and initiating online transfers, via the ...