Homeowners insurance is the best way to protect your house, your belongings and your peace of mind. If you have a mortgage, it's probably mandatory. But it's easy to get confused trying to figure out ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...