Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

Tim (not his real name) and his live-in girlfriend come to meet me. Jamie wants to get married, “We’ve been living together for five years and it’s time!” she says. “I have been more than patient, but ...