Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

There’s a common misconception that life insurance is only useful after someone dies. But modern policies can offer powerful ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Learn more about how taxes apply to life insurance proceeds and when you do (and don’t) have to pay taxes on life insurance.

Anyone can qualify for these policies, but premiums are very high compared to other options ...

When you’re young, the last thing you’re likely to be thinking about is buying life insurance. Chances are, you’re focused on ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...