Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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Every U.S. state, with one exception, requires drivers to carry a minimum level of auto insurance to legally operate a vehicle. Liability coverage is designed to protect other people and their ...

We give AARP insurance through The Hartford a rating of 4.6 out of 5 stars for its auto coverage options and discounts available for members aged 50 and up.

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Car ...

Whether you own, finance, or lease your car significantly affects insurance costs. Lenders require "full coverage" on financed or leased cars, which drives premiums higher. If you own your car ...

Each state has a minimum amount of car insurance you can buy to satisfy financial responsibility laws. Liability insurance is the primary requirement, covering damage and injuries you cause others in ...