Key takeawaysThe average three-year personal loan rate is 13.83% APR, but you might qualify for a lower rate with good or excellent credit.A debt consolidation loan can help simplify your efforts to ...

Debt reduction strategies are methods used to help individuals and businesses reduce their overall debt burden. Whether it's credit card debt, student loans, or mortgages, being in debt can be ...

Discover what a paydown is and how it helps reduce debt for companies and consumers, lowering interest costs and financial burdens.