With certificates of deposit now paying around 4% and even higher, many near-retirees are staring at their old sub-3% ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...

Certificates of deposit (CDs) have become a popular safe haven for retirees. But with the Federal Reserve already cutting interest rates, today's CD yields may not last. Retirees who want to protect ...

Read on to learn about the best banks for CD rates in 2026.

Certificate of deposit (CD) rates are holding steady above 4.00% for some terms, and that's got a lot of savers asking the same question: Should I lock one in? There's no denying that 4.50% on a ...

Certificate of deposit (CD) account rates remain attractive today, hovering 4% or higher. But with shifting inflation patterns and the Federal Reserve signaling more room for rate cuts, "CD yields may ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Understanding the nuances of how each product works is essential to determining whether they’re right for your financial goals — or how they might even work together. But comparing the ins and outs of ...

CD rates have fallen a little this year, but they're still looking pretty good for shorter terms. A few banks out there are offering 1-year CDs with APYs in the 4.00% range. Not bad at all… But ...