Every employer knows that offering benefits such as health insurance and vacation is important for attracting and retaining workers. But, just as important is offering a good retirement plan. As many ...

As of the writing of this column, there are 14 states that have enacted legislation requiring certain employers to offer a retirement savings plan to their employees. These are plans for employers ...

Are you wondering how your retirement plan stacks up? Here are nine signs your plan is actually better than most Americans' ...

The most notable addition to the plan is the Premium Offset feature, which reduces the direct premium-paying burden over time ...

Life expectancy is increasing. If you're close to retirement age, here's what you might want to spend your time doing, and ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

A holistic financial plan goes beyond savings and investments to include taxes, risk management, retirement goals and legacy—here’s how to approach it ...

Retirement expenses most people forget to plan for You’ve calculated your Social Security benefits, tallied your 401(k) ...

PHOENIX — For those that are getting ready for retirement, mapping out a plan is important to ensure you are financially ready for it. Determining when you are ready for retirement can be a ...

It’s impossible to determine the “right” withdrawal rate at the outset of retirement. A 4% starting withdrawal rate, with annual inflation adjustments to that initial dollar amount, is often cited as ...