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Short-term CD vs. long-term CD: Which is best for you?
CD terms can range from three months to five years. Learn which one is right for you.
Explore top short- and long-term CD rates available today ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. mheim3011 / Getty Images Short-term CDs continue to deliver some of the strongest ...
Explore the benefits and types of cash investments. These safe, short-term options offer interest returns and are ideal for preserving capital while assessing other opportunities.
SEATTLE, Jan. 7, 2026 /PRNewswire/ -- Certificates of Deposit (CDs) had a resurgence in 2022 when interest rates jumped, and three years later, savers are continuing to seek out CDs amid a changing ...
Interest rates have cooled over the past 14 months, with the Federal Reserve appearing to mirror its late-2024 pattern of rate cuts. The central bank lowered its benchmark rate by 0.25% in both ...
Most Chinese CDs have a minimum deposit of CNY200,000 (USD28,720), though higher‑minimum products have also appeared. Industrial and Commercial Bank of China, for instance, launched a three-year CD ...
Roske continued, "Based on current APY benchmarks, 60-month CDs now offer APYs equal to or better than 24-, 36-, and 48-month CDs. Those wanting to lock in a strong rate now should secure a 12-month ...
It may not appear beneficial on the surface, but a $10,000 long-term CD account can still be worth it. Here's why.
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