Like cookie cutters, Microsoft Office templates help you create documents that include a default set of objects. Microsoft Publisher, for instance, allows you to design a template one time and use it ...

Jason Ruiyi Chin used Notion for taking lecture notes at school and then began toying with the app. He tweeted free Notion-template downloads and grew a big following before he paywalled new content.

Microsoft Excel is a full-featured spreadsheet application with plenty of features for managing data. With its robust functions and commonly used calculations, it’s also a solid money-management tool.