The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.
Here are some of the most common credit-score myths people still believe. This is one of the most common myths. People ...
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Have a low credit score? Here's how to raise it

Simply go to your preferences page and select the ✓ box for Young and the Invested. Once you've made this update, you'll see ...
Paying bills on time is crucial to maintain a positive credit score. A consumer’s credit payment history accounts for up to 35% of their FICO score, according to myFICO. Keeping track of due dates and ...
Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...
Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...
Renters make up more than a third of the U.S. population. But when it comes to building wealth and credit, they're often locked out. Not only are renters unable to accrue home equity, but because ...
Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national average ...