Understanding how credit scores work can be confusing, with plenty of mixed information floating around. In this interview with Mint, Bhushan Padkil, SVP and head-DTC business at credit information ...
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If you've ever applied for a loan or credit card, you've surely heard this question: "What is your CIBIL score?" Until now, ...
CIBIL score may be just three digits, but it can shape the course of an individual’s financial life — from loan approvals and interest rates to access to credit itself. In India’s rapidly digitising ...
Young professionals planning big-ticket loans often worry about credit score missteps. Here’s expert guidance on EMIs, card usage, loan applications and what truly matters.
In India, credit behaviour plays a crucial role in determining whether an individual can access financial products such as a personal loan, vehicle loan, or credit card. At the core of this system is ...