The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

USDA home loans can help low-income homebuyers buy a house in a rural area with a 0% down payment and a low interest rate.

This checklist will help verify that you have all the info required to successfully apply for a USDA home loan in 2026.

USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

USDA loans allow eligible homebuyers to get zero-down-payment mortgages in rural and suburban areas. Because they're backed by the U.S. Department of Agriculture, these loans have lower rates and ...

Because they're guaranteed by the U.S. Department of Agriculture, USDA loans don't require a down payment or private mortgage insurance. That makes them a great option for first-time homebuyers ...