Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

The average checking account interest rate is 1.75 times higher than it was in 2022, according to October data from WalletHub. But that often doesn’t mean much: Checking accounts that pay interest are ...

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more Not all checking ...

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money ...